Any fool can make something complicated. It takes a genius to make it simple." - Woody Guthrie

Sunday, 19 February 2017

Saving pennies ...

As an avid follower of frugal blogs, I often find myself not quite coming up to scratch in the money saving stakes.  No spend January came to a juddering halt 3 days in, when I discovered bargain earrings on EBay that could not be overlooked.  So to make myself feel better I thought I should list what I have done to save some pennies.

Changed over gas & electricity supplier to save £200 a year.  Not entirely convinced this will ever manifest itself because it starts well but then they have to adjust my monthly payment!  Does that ever happen to you?  But on the plus side I will get £30 cash back through MSE's Cheap Energy Club.

Tesco is the cheapest petrol locally, I hate to spend even 2p a litre more than I have to.   Apologies to those who do not worship at the mammouth.  My Clubcard points on petrol used to serve us well before an obscure EU ruling meant fewer points.  A free meal with family twice a year through Clubcard boost was always welcome.  So I had taken little notice recently of the vouchers coming in via email,  thinking I would only have a couple of £s.  Imagine my surprise when I found that I had enough to roll up to £50 worth of vouchers for a meal out.

Whilst not exactly money saving we tend to keep eating out to a minimum, unless free or special preferring to eat our own home cooked food.  We are, however, partial to having breakfast out when days off collide, which isn't often.  We find it both cheaper and fun to find different venues (a red double decker bus last week) to try the variety of breakfasts on offer.

On the home front, I also made up a very effective oven cleaner.  Using store cupboard ingredients, comprising dish soap, baking powder, lemon juice and vinegar.  Thankfully it didn't require an oxygen tank and mask to breathe through and I've a very clean oven to show for it.

And finally I made my own taco seasoning for my slow cooker fajitas using herbs and spices already in stock.

There are many more areas of saving to share with you but at the very least I'm pleased with my progress so far and of course my earrings were a bargain😊

Sunday, 3 January 2016

New Year ...

Bye, bye Christmas tree you served us well.  

A restful Christmas and understated New Year, just how I like it, was what the doctor ordered. 

The decorations are packed away for another year, and the tea lights lit to bring the festivities to a close.

I may have mentioned before that I'm not one for New Year resolutions, believing change can be made at any point in the year.

My major and extremely successful declutter in September went under the radar.  Budgeting is under control, savings earmarked for essential purchases and long term goals.  No spending on Winter clothing assisted by cash gifts, a wonderfully fluffy white bathrobe and the warmest track pants.  So I'm pretty much set up for 2016. 

The food budget is the last bastion, introduced last year, I can't believe I just said that, I'm so ashamed.  

No inessential purchases already in place and now a real tight food budget should be enough to be getting along with.

Wish me luck.

Here's to a happy, productive 2016.

Sunday, 1 November 2015

Half-term fun ...

A very enjoyable half term break spent at Center Parcs, but really glad to be back eating a healthier homemade diet.  If you can't go 'off piste' on holiday when can you?  Pumpkins were carved, bikes and ponies were ridden and for the more adventurous amongst us, lots of fun in the pool.  The screams from the waterrides were somewhat reminiscent of childbirth.  

Hope you all had a wonderful break.

Now it's back to work and straight on towards lots of fun at Christmas.


Thursday, 8 October 2015

A reminder to myself ...

... during moments of weakness!